Objectives and Investment Strategy

The primary goal of the ONE-EC14-RA Fund is to generate long-term returns through a diversified portfolio of equities and fixed-income securities. The fund aims to provide capital appreciation and income, making it suitable for investors who want to grow their wealth over time while preserving capital.

Key components of the investment strategy include:

• Diversified Asset Allocation: The fund invests in a broad mix of asset classes, including equities, bonds, and other fixed-income instruments, which helps to reduce risk by spreading investments across different sectors and markets.

• Tax-Advantaged Retirement Fund: As a retirement mutual fund (RMF), the ONE-EC14-RA Fund offers tax deductions for contributions, up to 30% of an investor's annual income, or 500,000 Baht, whichever is lower. This tax benefit is one of the key advantages of investing in the fund, as it helps investors reduce their taxable income.

• Risk Management: The fund’s diversified portfolio aims to reduce exposure to any single asset class, minimizing the impact of market volatility. The fund managers actively adjust the asset allocation based on market conditions to balance growth and risk.

  Conclusion

  The ONE-EC14-RA Fund is a well-balanced retirement mutual fund that offers investors a diversified portfolio focused on both growth and income. With its emphasis on long-term capital appreciation and income generation, the fund is suitable for medium-risk investors who are looking to build wealth for retirement. The tax benefits associated with the RMF structure make it an especially attractive option for Thai investors who want to reduce their tax liability while saving for the future.

  However, as with any investment, potential investors should consider the inherent risks, including market volatility and interest rate fluctuations, before making a decision. The ONE-EC14-RA Fund is best suited for investors with a long-term horizon who are seeking a tax-efficient way to save for retirement while achieving steady returns. shutdown123